Mortgage Loan Closer

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Location: 100% Remote (U.S. only, EST hours required)
Duration: 6-month Contract-to-Hire

Job Summary
We are seeking an experienced Mortgage Loan Closer to join a regional bank in a fully remote capacity. This role operates on Eastern Standard Time hours and requires flexibility to work overtime during peak volume periods. The ideal candidate is detail-oriented, highly organized, and thrives in a fast-paced environment. This position offers the opportunity to convert to a full-time role after six months.

Key Responsibilities

• Manage a pipeline averaging 3+ loan closings per day, targeting 60+ closings per month
• Prepare, review, and deliver accurate Closing Disclosures (CDs) and complete closing packages
• Coordinate closely with processors, underwriters, title companies, and borrowers to ensure timely and efficient closings
• Ensure compliance with all applicable lending regulations, including TRID, RESPA, and tolerance guidelines
• Handle loan changes such as loan amount adjustments and rate extensions
• Maintain high accuracy and attention to detail in a fast-paced, deadline-driven environment
• Work extended hours when required based on business volume

Required Skills:

• 3–10+ years of experience as a mortgage loan closer
• Encompass (LOS) experience is required
• Proven experience managing loans from initial disclosure through Closing Disclosure (CD)
• Strong experience with conventional, FHA, and refinance loans
• Hands-on experience preparing and issuing Closing Disclosures and full closing packages
• Deep understanding of TRID, RESPA, and tolerance rules
• Strong work ethic with a proactive, customer-focused mindset
• Ability to thrive in a high-volume, deadline-driven environment

Nice to Have:

• Familiarity with closing loans in New York and Texas
• Experience with CEMA or SONYMA closings
• Background in closing construction loans

 
Heitmeyer Consulting is an equal opportunity employer, and we encourage all qualified candidates to apply. Qualified applicants will be considered without regard to minority status, gender, disability, veteran status, or any other characteristic protected by law.
 

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